Life moves in waves – and each one brings new risks and responsibilities. Your income changes. Your responsibilities change. Your family changes. Your health changes. Your risks change. Insurance should change with you. Next Wave is about helping Kiwis prepare, protect, and recover through every wave of life.
Here for this wave - and the next.
NextWave Financial Services is built on one belief: life comes in waves and protection should move with you, through every rise and fall.
We help Kiwis prepare for change, choose the right protection, and navigate life’s toughest moments. With access to multiple providers and genuine claims advocacy, we create personalised, long-term insurance strategies – and stand by our clients when life takes an unexpected turn.
We’re not here to transact a policy and walk away – we’re here to stand beside you through this wave, the next, and every wave after that.
Meet Your Advisers
We’ve lived these moments personally and professionally, and we know how to fight for the outcomes our clients deserve.
Mark Armstrong
When Mark was 13, two families in his community lost their dads only months apart — one had insurance, the other didn’t.
Seeing the difference between stability and struggle shaped his belief that protection truly matters. With 30 years’ experience, Mark helps clients safeguard their families with clarity, care and real advocacy.
Nick Blincoe
In 2010 Nick suffered a serious rugby injury that left my arm paralysed, which ignited my passion for insurance.
This personal experience taught me that life can change in an instant, highlighting the importance of safeguarding you and your loved ones against unforeseen risks and planning for your future and retirement.
Everything we do at NextWave is built on a foundation of trust, integrity, and care — guiding how we advise our clients, build lasting relationships, and help Kiwis achieve financial freedom with confidence.
Insurance and KiwiSaver Services
When life happens — make sure you’re ready. We’ll tailor the right mix of cover to fit your lifestyle, goals, and budget. Your needs are unique — and so is our advice. We help protect what’s most important through tailored cover and smart KiwiSaver strategies.
Life Insurance
Protect the people who rely on you. Life insurance provides financial support for your loved ones when they need it most — giving them time, stability, and peace of mind.
Trauma Insurance
A lump-sum payout to help you recover and support your family after a serious illness.
Permanent Disablement
Provides long-term financial security if a permanent disability prevents you from working.
Income Protection
If illness or injury stops you working, income protection keeps the bills paid and your lifestyle on track.
Health & Medical Insurance
KiwiSaver
Plan for tomorrow, today. Smart guidance to choose the right fund and stay on track for your retirement goals.
Business Debt Protection
Keep your business moving forward if illness, injury, or loss affects loan repayments.
Key Person Insurance
Protect your business from financial loss if a key team member can’t work due to illness or injury
Shareholder Protection
Ensure a smooth business transition if a shareholder passes away or becomes seriously ill.
What Our Clients Say
If you’ve found your way to our website, it’s likely because someone referred you.
Our business is built entirely on referrals – a reflection of the trust, integrity, and expertise we bring to every relationship.
After years of putting off insurance and KiwiSaver decisions, Mark and Nick took the time to explain everything… Read more
– Kevin B, Hamilton
Nov 2025
Mark explained everything clearly and found cover that fits our budget. I finally feel confident we’re protected… Read more
– Lisa T, Hamilton
Nov 2025
Nick took the time to understand my situation and helped me choose the right insurance without any… Read more
– Daniel R, Tauranga
Nov 2025
Why Choose US
Relationship-Driven Advisory
Long-term, multi-stage support from advisers who know your family – not a call centre.
Deep Claims Advocacy
We don’t just explain your policy. We fight for your outcome.
Multi-Provider Access
Tailored solutions from multiple insurers, not a single product suite.
100% Referral
Based
Life-Stage Based Planning
We don’t sugarcoat premiums or promise unrealistic pricing stability.
Honesty Over Sales Tactics
Plan for tomorrow, today. Smart guidance to choose the right fund and stay on track for your retirement goals.
Lived Experience of Hardship
We’ve personally navigated trauma, disability, and claims.
This changes everything about how we advise.
Get Protection That Moves With You
Our Partners
