Protection for every 
wave of your life.

Life Cover

Life Insurance helps Kiwis have some peace of mind. The policy provides a lump sum payment upon your death; however, many policies are paid out pre-death to allow people to put their affairs in order before they pass.
With Life Insurance, your loved ones will be able to deal with financial commitments when life has struck them a cruel blow giving your family the chance to for example:

  • Pay off debt (credit cards and loans)
  • Pay off the mortgage
  • Provide investments for the future

When Mark was young, two families in his community lost their dads only months apart.

One had insurance. The other didn’t.  The difference was night and day.

One family had space to grieve, support to stay afloat, and time to rebuild. The other faced financial pressure immediately – on top of heartbreak.

That contrast stayed with him. It showed him, at a young age, how powerful the right protection can be – and how devastating it is when it’s not there.

Our Approach to Life Insurance

Life insurance isn’t just about replacing income – it’s about protecting the people you love at the moments they need it most.

We start by making sure you have the right protection in place. But the real difference lies in what happens if the worst happens. We liaise with insurers while you’re grieving, and healing.

We step up to help if required — handle paperwork, the back-and-forth, and the advocacy so you can focus on what matters most: your family, your grief, your healing.

We’ve lived these moments personally and professionally, and we know how to advocate for the outcomes families deserve.

NextWave Life Insurance

Why Choose US

Relationship-Driven Advisory

Long-term, multi-stage support from advisers who know your family – not a call centre.

True Claims Advocacy

The real test of insurance isn’t when you buy the policy – it’s when you need it. We step into the process, prepare documentation, and advocate for fair outcomes where needed.

Multi-Provider Access

Tailored solutions from multiple insurers, not a single product suite.

Referral
Based

People choose us because someone they trust already has. We grow through trust — not ads.

Life-Stage Based Planning

We don’t sugarcoat premiums or promise unrealistic pricing stability.

Honesty Over Sales Tactics

Plan for tomorrow, today. Smart guidance to choose the right fund and stay on track for your retirement goals.

Lived Experience

We’ve personally navigated trauma, disability, and claims. This changes everything about how we advise.

Get Protection That Moves With You

Get expert guidance tailored to your life, your goals, and your changing needs.