Protection for every 
wave of your life.

Nick's Story

nextwave financial services hamilton nick blincoe

In 2010, Nick suffered a serious rugby injury that left his arm permanently paralysed.

One moment, he was active and healthy — the next, everything had changed. The physical impact was immediate, but so were the emotional and financial realities.

That experience changed the direction of his life and ignited his passion for insurance.

It taught him something he now shares with every client: life can shift in an instant — and when it does, you need more than hope.

You need support. Stability. And a safety net strong enough to hold when everything else feels uncertain.

Nick is a Life, Health and KiwiSaver Adviser who has worked both as an independent financial adviser and in corporate roles with one of New Zealand’s leading Life and Health insurers. That combination of lived experience and industry insight gives him a practical, deeply personal perspective on risk and protection.

Outside of work, Nick’s world revolves around his wife Stacey and their two young children, Kyla and Ashton. His passion for cycling has also remained strong — he is actively involved with the New Zealand Para Cycling team and has competed at five Para Cycling World Championships, achieving a best result of 3rd in the Flying 200m.

His resilience in sport mirrors how he approaches advice: disciplined, focused, and committed to long-term outcomes.

Nick often says:

A little bit of something is better than a whole lot of nothing."

Why Choose US

Relationship-Driven Advisory

Long-term, multi-stage support from advisers who know your family – not a call centre.

True Claims Advocacy

The real test of insurance isn’t when you buy the policy – it’s when you need it. We step into the process, prepare documentation, and advocate for fair outcomes where needed.

Multi-Provider Access

Tailored solutions from multiple insurers, not a single product suite.

Referral
Based

People choose us because someone they trust already has. We grow through trust — not ads.

Life-Stage Based Planning

We don’t sugarcoat premiums or promise unrealistic pricing stability.

Honesty Over Sales Tactics

Plan for tomorrow, today. Smart guidance to choose the right fund and stay on track for your retirement goals.

Lived Experience

We’ve personally navigated trauma, disability, and claims. This changes everything about how we advise.

Get Protection That Moves With You

Get expert guidance tailored to your life, your goals, and your changing needs.